Drawdown Calculator

See exactly how many losing trades it takes to hit a specific drawdown at your risk level. Know your worst case before it happens.

Inputs

$
2%
0.5%25%
20%
5%80%

How to Calculate Maximum Drawdown

Drawdown measures the peak-to-trough decline in your trading account. A 20% drawdown means your account dropped from its highest point to a level 20% below that peak. This calculator shows how quickly drawdowns compound based on your risk per trade.

Enter your risk percentage per trade and the number of consecutive losses you want to model. The calculator shows the cumulative drawdown and — critically — how much you need to gain to recover. A 20% loss requires a 25% gain to break even. A 50% loss requires a 100% gain.

This is why risk management matters more than win rate. A trader risking 5% per trade who hits 10 consecutive losses (which statistically will happen) faces a 40% drawdown requiring a 67% gain to recover. At 1% risk, the same streak produces only a 9.6% drawdown.

Formula

Drawdown = 1 − (1 − Risk Per Trade)^(Number of Consecutive Losses). Recovery Required = Drawdown ÷ (1 − Drawdown)

Example

You risk 2% per trade and hit 8 consecutive losses (statistically inevitable over thousands of trades).

Drawdown = 1 − (1 − 0.02)^8 = 1 − 0.98^8 = 1 − 0.8508 = 14.9%. To recover, you need: 0.149 ÷ 0.851 = 17.5% gain.

Now compare 5% risk: 1 − 0.95^8 = 33.7% drawdown, requiring a 50.8% gain to recover. Same losing streak, wildly different consequences.

Frequently Asked Questions

What is a normal drawdown for a day trader?

Professional traders typically experience 10-20% maximum drawdowns. Anything over 25% is a warning sign — either the risk per trade is too high or the strategy has a fundamental problem. Beginners often see 30-50% drawdowns because they over-risk.

How many consecutive losses should I plan for?

Plan for at least 10-15 consecutive losses. With a 50% win rate, you'll hit a streak of 10 losses within the first 1,000 trades statistically. With a 40% win rate, streaks of 15+ are common. Never assume it won't happen to you.

Why is recovery from drawdown so hard?

Because losses compound against a shrinking base. After losing 50%, you have half your capital — so a 50% gain only gets you back to 75% of your original account. You need a 100% gain to recover. This asymmetry is why preserving capital beats chasing returns.

Disclaimer: This calculator is for educational purposes only and does not constitute financial advice. Trading involves substantial risk of loss. Past performance does not guarantee future results. Always do your own research and consult with a licensed financial advisor before making investment decisions.